Claims Payment Tips

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Even a small amount of repair work can slow down your work flow and bring business operations to a halt. When your building in Bisbee, AZ has water damage, it's important that everything about the repair process goes as quickly and smoothly as possible. This includes a fast payment on your restoration claims. Here are some tips to get your money in a timely manner.


Accurate Report


One of the main reasons that claims get denied is that the items listed on them don't match up to the insurance adjuster's review. This is why it's important to get an official, itemized estimate from a company in the restoration industry. The estimate includes several details:

-Items that must be repaired or replaced
-Specific tasks involved in restoration
-Cost of each task
-Projected cost of overall restoration


This is why the first call you should make when you discover water damage in your building is to a local mitigation company. They assess the damage and provide you with an overview of how much it will cost to fix it that you can include when filing restoration claims.


Negotiation Advocate


Once you file your claim, the wait to see if it is accepted or rejected begins. A claims negotiation company can help you lower the length of this wait. By acting on your behalf, representatives act as liaisons between you and the insurance company, often resulting in payments in fewer than 30 days. You can focus on your business while the negotiation company works to get the money from your insurance provider to your restoration company. You can even track the status of your payment by logging into your account on the online portal.


When filing restoration claims, any delay in payment can significantly affect your operations and thus your bottom line. By submitting an accurate report of the damage and cost of repairs as well as working with negotiators to speed up the payment process, you can get your business back to normal faster.

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